Essentials
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Income
Income is the greatest stabilizer and tool for your financial growth. Protect it. Grow it. Multiply it.
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Budgeting
Budgeting is having a plan for your money. It takes foresight, discipline, and goals. It yields control and peace of mind.
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Debt Management
Debt can be weighing you down and eating away at your income. Less income means fewer options. Mastery over debt is essential.
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Insurance
It only takes one accident, injury, sickness, or legal battle to strip away your financial stability. Insurance is your financial defense.
Opportunities
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Generosity
It’s a beautiful thing when everyone is taking care of everyone in a family, team, or community. Being generous with others keeps us from forgetting that relationships are what’s most important in our lives.
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Investing
Investing is the opportunity to make your money work for you. Spend the majority of your income on things that have the likelihood of making you more money. In time, your investments will grow and even create more flows of income.
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Retirement
They say the last 20 years of your life will be more expensive than your whole life prior. Having a plan for those last 20 years will keep you from being a burden on others, and enable you to enjoy life without the stress of finances.
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Taxes
Taxes are a common area where people miss out on savings or pay too much. Tax evasion is illegal; tax avoidance is a potential opportunity.
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Education
Education is an investment in yourself. As with all investments, you must consider the value and return. Not all education is created equal. You must find the right education for you.
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Business
Whether you’re joining one or creating one, business is a key part in creating income. It meets your needs and the needs of others. Take care of the business and it will take care of you. However, not all businesses have the same opportunities. You must choose wisely.
Financial Education
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Emergency Fund
This safety net is essential for weathering unexpected financial storms and ensuring peace of mind.
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Value Investing
Focus on buying securities that appear undervalued by the market.
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Assets
The nature of your assets can significantly impact your financial health and long-term wealth.
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S&P 500
The S&P 500 is one of the most widely recognized and frequently referenced stock market indices in the world.
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Mortgages
Owning a home is an exciting dream, and you must be careful lest that dream becomes a nightmare.